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Go global and save with Wise
Wise card, perfect for holiday spending
Forget about exchange rate markups and foreign transaction fees with the Wise debit card.
Choose this reward and get a free Wise card, worth £7, when you sign up.
Send money worldwide
Make fast and cheap international transfers and save on fees.
Claim this reward and your first international transfer up to CA$800 is on us
Get paid in over 20 currencies
Save on conversion fees with global account details when you receive money.
Trusted by millions
Millions of customers globally move around 10 billion GBP each month
Regulated
Wise is regulated by the Financial Conduct Authority (FCA) in the UK
24/7 customer support
Get help from thousands of specialists any time over email, phone and chat
Never pay a hidden fee again
Banks and other providers add markups to the exchange rate to make you pay more. Not us — see for yourself.
 Wise |  NatWest |  Lloyds |  Halifax | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 1,169.84 EUR | 1,147.43 EUR | 1,132.67 EUR | 1,132.23 EUR |
Exchange rate markup | 0 GBP | 22.96 GBP | 35.53 GBP | 35.90 GBP |
Exchange rate (1 GBPEUR) | 1.17440 | 1.14743 | 1.13267 | 1.13223 |
Transfer fee | 3.88 GBP | 0 GBP | 0 GBP | 0 GBP |
Total transfer cost | 3.88 GBP | 22.96 GBP | 35.53 GBP | 35.90 GBP |
Why Wise?
- Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 14/05/2025. The Fund has achieved an average annual return of 1.31% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.